Fast logging
Capture expenses, income, and transfers in seconds. Attach receipts, set recurring entries, mark pending items, and work across multiple currencies.
Your money, private and clear.
Smart, private, and effortless personal finance for iOS.
Free forever — no subscription.
Take control of your finances on iPhone and Apple Watch with instant wrist logging, daily budget rings, and seamless iCloud sync.
Built for real spending
Log fast. Understand faster.
Every surface is designed to get money out of your head and into a clear picture—without clutter or noise.
Analytics that cut through
See where money goes with category breakdowns, top merchants, and flexible timeframes—so patterns show up before they surprise you.
Your categories. Your merchants.
Shape the taxonomy around how you actually spend. Custom categories and merchants keep reports honest and searchable—no one-size-fits-all labels.
iCloud sync & family sharing
Offline-first by design. CloudKit keeps your ledger in sync across devices—and ready for family sharing—using the iCloud account you already trust.
Apple Watch + Siri
Log from your wrist and trigger shortcuts with Siri when your phone stays in your pocket.
Daily budget rings
A clear daily pulse for spending so you stay oriented without opening a spreadsheet.
Privacy-first ledger
No ads. No third-party analytics. Your data lives on device and in your iCloud.
On your wrist
Spend awareness that fits a glance.
Log purchases the moment they happen. Check today’s budget ring without unlocking your phone. Expenser on Apple Watch keeps the loop short.
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Instant wrist logging Capture an expense before the receipt disappears into a pocket.
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Daily budget rings See today’s pace at a glance—calm, concrete, and hard to ignore.
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Siri Shortcuts Hands-busy? Dictate and move on. watchOS 9+ ready.
Trust, by default
Your finances stay yours.
Expenser is built so IAM CLOUD.IA LLC never runs a ledger server for your spending. No ads. No third-party analytics. Optional Wise uses a token that stays on your device.
No ads
The product is the product—not a funnel for someone else’s pitch.
No third-party analytics
We don’t ship trackers that profile how you spend your day.
Device + your iCloud
Data stays on your devices and in the iCloud account you control via CloudKit.
Optional Wise, on-device
If you connect Wise, the token remains on your device—not on an IAM CLOUD.IA LLC server.
FAQ
Straight answers.
Which devices does Expenser support?
iPhone on iOS 18 or later, and Apple Watch on watchOS 9 or later. The app is available in English, Italian, Hindi, and Japanese.
Where is my data stored?
On your devices, with seamless sync through your own iCloud via CloudKit. IAM CLOUD.IA LLC does not operate a ledger server that holds your transactions.
Does Expenser work offline?
Yes. Expenser is offline-first—log and review without a connection, then sync when you’re back online.
Can I share with family?
Yes. iCloud sync supports family sharing so households can keep a shared picture of spending when that fits how you manage money.
Are there ads or third-party trackers?
No. Expenser ships without ads and without third-party analytics SDKs.
Take control on iPhone and Apple Watch.
Private by design. Clear by default. Ready when the receipt hits your hand.
Download on the App Store